Fixed my own problem.
Needless to say I am unimpressed with D-Link support!  Sent an email about the problem, I get a response back!  Oh wait, the response was just to question me as to WHY I upgraded my firmware - HUH?  I am guessing the monkey pushed the wrong button or else they just want to insult my intelligence by saying the same crap I hear time and time again - don't upgrade the firmware unless you are having problems.  How stupid is that?  I want the newer firmware to solve any problems BEFORE I have them.  Alsa, I was having some problems, but that awesomely helpful support response just ticked me off.  
Now for the solution - turn SecureSpot off - I know, difficult huh - lol  glad tech support helped me SOOOOOOO much
Mike
It is sad when people on the forums know more about a product than their own "expert" tech support people do.  What is this world coming to, its sad.