So here I was resigned to the fact that I would never go faster than 130mbs, when I rebooted my router after enabling uPnP.  Much to my amazement, the computer re-established its connection to the DIR-655 and reported 270 mbs!  A few seconds later the speed jumped to 300 mbs.   I logged back into the routed and confirmed it was using channel 7 as primary and 3 as secondary.  I've got neighbors on 1, 6, 8 and 11, so I guess I could squeeze the secondary channel in there.  After a little more playing around and configuring n-only,  WPA2 only and AES, I was able to get all the network devices in my house to see the 40 mhz channel.    Now the bad news.  The 40 mhz channel only stays active for a couple of hours.  After that I need to reboot, or change a setting and reboot to re-establish the secondary channel.  Is this the "good neighbor" kicking in after a couple of hours, or is there something I can do to improve the stability of the 40mHz band.  Thank you very much.