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Pag-ibig housing loan question

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agalloway:
I am planning to refinance my existing housing loan from bank (vacant lot) to pag ibig AND apply for house construction loan, so 2 loan ung gagawen ko. Pano kaya ang magiging loan payment/proceed nito?

Two different loan, so 2 different housing loan account and payment?

Icocombine nila ung two PAG IBIG Housing Loan Delayed Payment? (I guess technically wala sya pinagkaiba sa option 1)

Iappraise nila ung BOM ng house construction and LOT then ileless na nila agad ung buong payment para sa vacant lot pra house construction nalang bbyaran ko? In a nutshell construction BOM+ lot value appraisal= TOTAL APPRAISAL then TOTAL APPRAISAL- lot value = total loan proceeds ko.

I asked psbank and yung option 3 ang ginagawa nila just wondering if my alam ng process ng pagibig.TIA.

agalloway:

--- Quote from: agalloway on June 20, 2023, 06:25:57 AM ---I am planning to refinance my existing housing loan from bank (vacant lot) to pag ibig AND apply for house construction loan, so 2 loan ung gagawen ko. Pano kaya ang magiging loan payment/proceed nito?

Two different loan, so 2 different housing loan account and payment?

Icocombine nila ung two paymaj.com? (I guess technically wala sya pinagkaiba sa option 1)

Iappraise nila ung BOM ng house construction and LOT then ileless na nila agad ung buong payment para sa vacant lot pra house construction nalang bbyaran ko? In a nutshell construction BOM+ lot value appraisal= TOTAL APPRAISAL then TOTAL APPRAISAL- lot value = total loan proceeds ko.

I asked psbank and yung option 3 ang ginagawa nila just wondering if my alam ng process ng pagibig.TIA.

--- End quote ---
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davevt31:
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