My 4500 is near my 6180 as of last night when I put it online. I was going to take it off line however seeing the GF isn't capping my 3Mb Uplink and seems to be working well, it's not my main host router.
I'm going to play around with this weekend.
The only thing I did was disabled DNS Relay, SPI, Wireless, Advanced DNS Services and I can't remember if I disabled Use Unicasting or not. I'll recheck.
After making those initial speeds tests, I enabled GF. I forgot to disable Dynamic Fragmentation as it's not needed over ISP speeds 1-2Mb so I'll check that again this evening. I was kind of in a rush last nite as dinner was approaching so I couldn't take my time like I wanted to. I set up two rules, 1 for XboxLive and one for ALLOther Devices. I tested with my Mac Book Pro in the ALL Other devices and saw a small drop in speeds however not sure if there was other traffic at the testing site or what. I need to check on this more, however the rule is set for 128 which is normal mode so a small drop in speed should be expected. I checked speeds on XB1 and it was near to ISP spec. We played Halo 5 campaign flawlessly last nite. Will be doing some CoD MWR this weekend since it's releasing Friday. That should show us how well the 4500 does. We'll see.
No point in calling ISP for help, they'll just tell you to test with out the router, which you have and it shows there's a problem with the 4500. I presume it's a speed limitation of the 4500 and your ISP speed seems to exceed being at 400Mb. Must be nice.
Know any friends, neighbors or family members with lower ISP speeds? You might test it out there. We know from what my 4500 does on 100/3 works so there's a base line. Next step would be 200Mb. Also there could be some incompatibility with the ISP modem as well. Thought doubtful.
I think mines an A2 however I'll look again as I do have both A1 and A2 models.
If you get another router, you could set up the 4500 as a wired AP then connect a wired PC to the back of the 4500 and test speeds again. This may show differences between router mode and AP mode and the speed limitation on the WAN side.
Check out a DIR-880L or 890L routers as a suggestion. These have the new UI look and feel. The last released router with the older UI is the DIR-866L.